Decoding Your Mortgage Payment and Statement

Decoding Your Mortgage Payment and Statement

Decoding Your Mortgage Payment and Statement

Summary Understanding the components of your mortgage—Principal, Interest, Taxes, and Insurance (PITI)—can help demystify your monthly payment and empower you to save money over the life of your loan. Ever felt like your mortgage statement is written in a secret code? You’re not alone. Unless you have enough money in the bank to purchase a … Read more

You knew it! But it happened...

You knew it! But it happened...

Being a victim of online fraud is something no one would like to be. If you are, you must be having a very bad experience. It could have been avoided, right? And you must be thinking by now how foolish you were. How come you followed the fraudster’s instructions anyway? These are some of the … Read more

Making remittances more expensive does untold...

Making remittances more expensive does untold...

Remittances power much of the global economy. Governments must reconsider policies that aim to penalize migrants who remit funds back to their home countries, writes Mark Lenhard, of Zepz.Adobe Stock In 2024, African countries received over $92 billion in remittances — more than triple the amount of foreign aid sent to the continent. In Latin … Read more

The Mortgage Maze: Your Guide for...

The Mortgage Maze: Your Guide for...

Union Bank November 29, 2024 Fall is a time for foliage, pumpkins, and corn mazes. In fact, Vermont is home to New England’s largest corn maze, known as the “Great Vermont Corn Maze,” which stretches for 24 acres. But, just as a maze can be a confusing and winding path, so can the mortgage process. … Read more

Boosted inflation – using machine learning...

Boosted inflation – using machine learning...

Marcus Buckmann, Galina Potjagailo and Philip Schnattinger Disentangling the sources of high inflation, exceeding inflation targets in the post- pandemic period, has been a priority for monetary policy makers. We use machine learning for this task – a boosted decision tree model that fits non-linear associations between many indicators and inflation. We add economic interpretability … Read more

Perplexity Labs launches with Pro AI...

Perplexity Labs launches with Pro AI...

Perplexity Labs launches with Pro AI suite Perplexity has launched Perplexity Labs, a new tool available to Pro subscribers that enables users to create reports, spreadsheets, dashboards, and interactive applications through features like AI-powered spreadsheet generation, interactive dashboard creation, and a 10-minute research workflow that autonomously conducts comprehensive research and data analysis. avidreader pplx-res.cloudinary.com Perplexity … Read more

20 New Years Financial Resolutions for...

20 New Years Financial Resolutions for...

Taking control of your finances in 2025 is not about being perfect. It is about being intentional, flexible, and informed. Whether you are starting from scratch or building on good habits, these expert-backed resolutions will help you create real, lasting progress this year.   1. Build a Budget That Reflects Your Life A strong budget … Read more

How to Register Yourself In SBI...

How to Register Yourself In SBI...

Being a pensioner of the State Bank of India, you might want to know the services that you can get on SBI Pension Seva Portal. The service is available to all SBI pensioners. It can give you pension services such as 1 Pension payment history and enquiry. 2 Download your pension slip. 3 Life certificate … Read more

Bank of America beats earnings estimates

Bank of America beats earnings estimates

This news is developing. Please check back for updates. Bank of America beat Wall Street’s expectations on earnings but fell short on revenue, and reported higher expenses. The $3.4 trillion-asset company announced Wednesday that net income was $7.1 billion for the quarter ending June 30, up 3.2% compared with the year-ago period. Earnings per share … Read more

Giving Back During the Holidays: Financial...

Giving Back During the Holidays: Financial...

Union Bank November 29, 2024 So many things make the holiday season special—colorful lights, holiday cookies, and exchanging gifts with friends and family, just to name a few. However, there is nothing like helping someone in need to truly fill your heart with the holiday spirit. Charitable donations are a great and meaningful way to … Read more