The cost of living is expensive. Bills are high, prices are extortionate and wages aren’t stretching as far as they once were. This time of year can make it seem all the worse too, with the dark evenings and the contemplation of turning the heating on. With the festive season on the way, you might … Read more
St James’s Place is finally bringing in a new pricing structure next month, which it says will be “simpler to understand”, with most clients benefiting from a lower total ongoing charge. The UK’s largest wealth manager has long been criticised for its “opaque”, “complex” and expensive fees. In October 2023, it said it planned to … Read more
For several years, top AI developers have been working inside research labs to build more powerful artificial intelligence systems that might one day rival humans at many tasks. But as AI has rapidly improved in recent months, leading model makers have moved aggressively to try to translate those advances into apps and devices that people … Read more
Read our Instant Sunday Times Bestselling Book, Financial Joy: A 10-week plan to help you Banish Debt, Grow Your Money and Unlock Financial Freedom. This post may contain affiliate links and we may get paid a small commission if you click on a link. Please read our disclosure. RETIRE in 10 Years by INVESTING £500 … Read more
Buying real estate – to either let or flip – has long been the backbone of the investment world. Real estate is seen as a ‘safe’ way to divest money and bring in long term wealth, even with the ups and downs in the housing market that we regularly see. But with so many other … Read more
Disclosure: This post may contain affiliate links. If you click on a link I may make a small commission at no extra cost to you. You can read the full disclosure here. Last Updated on January 5, 2024 by Andrej Get Paid To Read Books Aloud Reading can be a fun hobby for those with … Read more
Summary Understanding the components of your mortgage—Principal, Interest, Taxes, and Insurance (PITI)—can help demystify your monthly payment and empower you to save money over the life of your loan. Ever felt like your mortgage statement is written in a secret code? You’re not alone. Unless you have enough money in the bank to purchase a … Read more
From 28 July, Royal Mail will stop delivering second-class letters on Saturdays across the UK. On top of this, weekday deliveries may not happen every day for every household. It’s all part of a major shake-up that affects millions of households. £10 sign up bonus: Earn easy cash by watching videos, playing games, and entering … Read more
Richard Osman’s books about the Thursday Murder Club, a team of detective octogenarians, have sold millions of copies, and the team are set to hit the small screen in August. But Elizabeth, Ron, Joyce, and Ibrahim aren’t just providing entertainment; they could offer valuable retirement lessons as well. But don’t panic – solving murders in … Read more
Insurance can be complicated and lead to many questions. This is particularly the case when it comes to insuring your home. One of the essential things for a homeowner to understand is the difference between replacement cost and actual cash value. Many homeowners wonder which is better. Let’s take a look at your home insurance … Read more